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Click here to listen to a Preview Call of the 5 Financial Skills seminar where both speakers preview the actual material they will cover at the seminar

What 5 Elusive Financial Skills Do Wealthy Dentists Master To Create Highly Lucrative Dental Practices While Generating Large Net Worth's And Personal Freedom For Themselves?

 

The 5 Financial Skills Are...

 

Cash Flow Maximization, Debt Structure Optimization, Lease Negotiation, Tax Reduction & Retirement Funding

 

It does not matter how well you clinically deliver your dentistry or how well you market your practice or attract patients or even how well you manage your staff and office.  After the doors of your practice close every night, behind the scenes you must learn to be a master at these 5 financial skills to maximize both the profits in your practice and your own personal wealth.

 

Fail at one of these and without knowing it you'll make unforeseen $100,000 mistakes.  Fail at two of these and you'll make $1,000,000 mistakes in your personal wealth.  Failure at 3 or more and at best you'll work longer and retire far below the lifestyle level you live at right now.  At worst you'll be a slave to your own practice, unable to retire and at some point you'll either walk away from your practice and "start over" or go to work as an employee for another dentist.  Don't let this happen to you.

 

The Cash Flow and Lease Seminar is a 3-hour program designed to alert you to the critical importance of each of these 5 financial skills.  Jeremy Behar of Cirrus Tenant Lease Services and David Catalano of Finance Geeks are your seminar speakers and both   Jeremy Behar is an expert in commercial real estate lease negotiation and has negotiated over 1000 leases since the start of his career. He travels extensively throughout North America lecturing and educating corporations and various tenant groups on best practice tenant lease and portfolio management.  Jeremy is also a Director of the Entrepreneurs Organization, Toronto Chapter.David Catalano is an ADA approved public speaker. He has been a key speaker at 21 dental conferences in the US. David is a pro at communicating complex financial matters in easy to understand terms. He thoroughly understands dental practice financial analysis including cash flow, capital structuring, expense analysis and comparative analysis. In addition, David has experience with business point consulting and transaction structuring for the mergers, acquisitions and capital structuring of professional firms. In addition, David is a recognized, paid author of monthly articles including: The Trick to Wealth in Dentistry, Six New Year Resolutions for 2006, Do This Alone at Your Own Peril, Financial Pitfalls of Expansion Projects and How to Structure Your Practice Debt.
will  share with you the hidden secrets that accompany each skill as well as the "shortcuts" and what to "look out" for in mastering them.  The 3-hour night seminar is packed with information and fast paced.

 

Read below for details on what you'll learn at the seminar and how to register:

Cirrus Tenant Lease Services is a nationally approved CE provider.

Dentists participating in this seminar, can earn 2 credits recognized by the Academy of General Dentistry

 

Your Cash Flow, Debt,

Taxes & Retirement

 

As a dentist you have a very unique Debt Cycle that starts and keeps you in debt most of your career.  From student loans to practice purchases through equipment upgrades and office moves you are saddled with  millions in debt over your career. 

 

Throw in personal debts like home mortgages, automobiles, college tuition and credit cards and you have compounded the complexity of the issue.

 

Mismanagement of The Debt Cycle™ is why over 93% of dentists cannot retire at age 65 and maintain their lifestyle.

 

You are supposed to pay off all of this debt, pay your taxes, and fund your retirement while maintaining your lifestyle. Don’t let me forget to mention that you are supposed to be a clinical expert and manage a staff. Can you be an expert in this many areas?

 

Are you taking advice from the wrong people?

 

The dental industry is targeted by sales people that are focused on their retirement and not yours. They include people from the following industries: dental equipment, architecture, insurance, lending and a myriad of other areas. The point is you need to take advice from people working for you not from people selling things to you.

 

Come to our seminar and learn how to make decisions in your office and life.

 

We will provide you with the tools you need to decide almost anything that has a financial impact on your life. Since all finance is personal, the answers to these questions can only be obtained using your information. Do not use rules of thumb to run your life.

 

Learn how to answer the following questions:

  • How can I increase my practice cash flow while not working harder?

  • How can I reduce my income taxes?

  • Should I pay off my debt and then invest for retirement?

  • Am I utilizing all of the assets at my disposal to improve my wealth?

  • Can I get a tax deductible $45,000 to $100,000 invested annually?

  • Should I own or lease my office space?

  • How much should I save for retirement?

  • Am I on track to retire?

  • How do I develop a plan that allows me to achieve my goals?

If you have a plan you are much less likely to be sold something from the industries many highly skilled sales people. Remember that these sales people are experts at what they do and are looking for fund their retirement.

 

You should attend if you are:

  • Looking for ways to improve your cash flow and not work harder.

  • Over 50 and want to really jump start their retirement.

  • Considering moving your office and are not sure how much you can afford.

  • Have existing debt and want to know if it is structured properly.

  • Concerned that your tax bill is too high and are not getting proper advice.

  • Considering changing your financial advisors and want to meet a dental expert.

Is Your Lease In One Of These

"3 Red Zones"?

 

Over 83% of dentists today have office leases that may PREVENT them from ever SELLING their practice.  Chances are you are part of the 83% in this RED ZONE and don't even know it!

 

Over 76% of dentists have UNFAVORABLE leases that cost them $1,000's and tens of thousands of dollars of their hard earned cash.  By OVERPAYING on your lease you reduce your cash flow just because you don't know how to negotiate a lease more favorable to YOU.  Are you in this RED ZONE?

 

One of the most common mistakes dentists make is waiting too long to start the Renewal Process.  Your ability to get a better lease is reduced and compromised as you get closer to this RED ZONE.

 

If your lease expires in the next 24 months, this seminar is for you!

 

WHAT YOU'LL LEARN ABOUT YOUR LEASE:

  • How to save THOUSANDS in lease costs by re-structuring your lease terms.

  • How to properly set up your lease for an eventual sales of your practice without landlord interference.

  • How to get your name and unlimited personal guarantee OFF your lease for good.

  • How to avoid having your practice relocated by surprise and at your personal expense!

  • How to terminate your lease early in the event of your death or disability.

  • How to convert your lease to an asset you can sell.

  • What are the 2 areas of your lease that can bankrupt you.

  • What are the 4 areas of your lease that will keep you up at night

THE "LEASE VERSUS BUY" QUESTION:

  • Should I lease or should I buy - get the right answer the first time.

  • The 5 things you must know to make this decision.

  • "The 6 second formula" to determine if the move makes sense.

  • How to know if you are over-paying for your space.

Plus bring your lease for a complimentary LEASE ANALYSIS, it's included with the seminar!

 

     

Brought to you by

the experts at:

 

Complimentary lease analysis

INCLUDED with this seminar!

 

Attendance at this seminar also entitles you to a complimentary lease analysis (regular cost $495) by our experts.

The following critical parts of your lease will be analyzed by one of our experts:

l When you should start the renewal process

l If there are traps that might prevent you from selling your practice

l Whether your practice may be exposed to a surprise relocation

l To what extent your lease contains onerous personal guarantees

l Whether or not you're protected in the event of death or disability

 

Bring a Photocopy of Your Lease to the Seminar!

You will use it as reference during the program, we will then use it to conduct the analysis for you.

Can't attend the seminar but have a few questions?

Give us a call, we would be happy to answer any questions about your tenancy at no charge to you!

Call us at 1-317-581-5664 extension 20.

 

 

Register 14 days before the meeting date and save $30!

 

Seminar REGISTRATION:

Seminar is FREE For Dentists & Their Spouses

 However You Must Still Register (below) To Be Admitted

Refreshments and light snacks will be served.

 

 

City & State

Meeting Location

CLICK ON Date

To REGISTER

Dallas, TX / Ft. Worth, TX

Dallas County

Dental Society

13633 Omega Road

Dallas, TX 75244 - 972-386-5741

Tuesday

Aug. 7, 2007

6:30 - 9:00 pm CT

Dallas, TX / Ft. Worth, TX

Dallas County

Dental Society

13633 Omega Road

Dallas, TX 75244 - 972-386-5741

Wednesday

Aug. 8, 2007

6:30 - 9:00 pm CT

San Diego, CA

Hilton La Jolla Torrey Pines

10950 North Torrey Pines Road

La Jolla, CA 92037

858-558-1500

Wednesday

Aug. 22, 2007

6:30 - 9:00 pm PT

Laguna Beach, CA

Doubletree Guest Suites Doheny Beach

34402 Pacific Coast Highway

Dana Point, CA 92629

949-661-1100

Thursday

Aug. 23, 2007

6:30 - 9:00 pm PT

Garden Grove, CA

Hyatt Regency Orange County

11999 Harbor Blvd.

Garden Grove, CA 92840

714-750-1234

Friday

Aug. 24, 2007

9:30 am- 12:30 pm PT

Ohio & Pennsylvania

This seminar will be presented

as a Webinar that you can

participate in with your PC &

phone.  Click on the link to register->

Monday

Sep. 10, 2007

6:30 - 9:00 pm ET

Ohio & Pennsylvania

This seminar will be presented

as a Webinar that you can

participate in with your PC &

phone.  Click on the link to register->

Tuesday

Sep. 11, 2007

6:30 - 9:00 pm ET

North Carolina & South Carolina

This seminar will be presented

as a Webinar that you can

participate in with your PC &

phone.  Click on the link to register->

Monday

Sep. 17, 2007

6:30 - 9:00 pm ET

North Carolina & South Carolina

This seminar will be presented

as a Webinar that you can

participate in with your PC &

phone.  Click on the link to register->

Tuesday

Sep. 18, 2007

6:30 - 9:00 pm ET

Atlanta, GA

W Atlanta at Perimeter Center

111 Perimeter Center West

Atlanta, GA 30346

770-396-6800

Wednesday

Sep. 19, 2007

6:30 - 9:00 pm ET

Atlanta, GA

Atlanta Marriott Marquis

265 Peachtree Center Avenue

Atlanta, GA 30303

404-521-0000

Thursday

Sep. 20, 2007

6:30 - 9:00 pm ET

Phoenix, AZ

The Sheraton Crescent Hotel
2620 W. Dunlap Ave.
Phoenix, AZ 85021
602-943-8200

Wednesday

Sep. 26, 2007

6:30 - 9:00 pm MT

Phoenix, AZ

Hilton Phoenix East/Mesa
1011 West Holmes Ave
Mesa, AZ 85210-4923
480-833-5555

Thursday

Sep. 27, 2007

6:30 - 9:00 pm MT

San Fernando Valley, CA

Sheraton Universal Hotel
333 Universal Hollywood Drive
Universal City, CA 91608
818-980-1212

Monday

October 8, 2007

6:30 - 9:00 pm PT

Pasadena, CA

Hilton Pasadena
168 South Los Robles Ave
Pasadena, CA 91101
626-577-1000

Tuesday

October 9, 2007

6:30 - 9:00 pm PT

Beverly Hills, CA

Crowne Plaza Hotel - Beverly Hills
1150 S. Beverly Dr.
Los Angeles, CA 90035
310-553-6561

Wednesday

October 10, 2007

6:30 - 9:00 pm PT

LAX, CA

Crowne Plaza Hotel - LAX
5985 Century Blvd
Los Angeles, CA 90045
310-642-7500

Thursday

October 11, 2007

6:30 - 9:00 pm PT

Denver, CO

3690 South Yosemite, Suite 100 - Denver, CO 80237 - 303-740-6900

Wednesday

October 24, 2007

6:30 - 9:00 pm PT

Denver, CO

3690 South Yosemite, Suite 100 - Denver, CO 80237 - 303-740-6900

Thursday

October 25, 2007

6:30 - 9:00 pm PT

East Hartford, CT

Sheraton Hartford Hotel

100 East River Drive

East Hartford, Connecticut 06108

860-528-9703

Tuesday

October 30, 2007

6:30 - 9:00 pm PT

New Haven, CT

Omni New Haven Hotel at Yale

155 Temple Street

New Haven, Connecticut 06510

203-772-6664

Wednesday

October 31, 2007

6:30 - 9:00 pm PT

Philadelphia, PA

Sheraton Society Hill

One Dock St (2nd & Walnut)

Philadelphia, PA 19106

215-238-6000

Wednesday

Nov. 28, 2007

6:30 - 9:00 pm ET

Philadelphia, PA

Sheraton Society Hill

One Dock St (2nd & Walnut)

Philadelphia, PA 19106

215-238-6000

Thursday

Nov. 29, 2007

6:30 - 9:00 pm ET

City & State Meeting Location

CLICK ON Date

To REGISTER

 

DOWNLOADABLE FAX REGISTRATION FORM

 

To download a PDF Registration Form and submit it by FAX, right click here.

 

If you don't have Adobe Reader click here for a fax form you can print from the internet and submit by fax.

 

Complete the form and fax it to our offices at 317-581-1812.  If you have questions or problems with fax transmission, call our offices at 317-581-5664.

 

 
 

REAL TESTIMONIALS:


As you know I have already signed up with David for his services. It was nice to meet him in person. His sessions were informative, even for a person like me, who listened to his 1 hr phone presentation and signed up with him.

Richard A Gindi DMD

 

Dave was great! I was very impressed by the entire team at the seminar. I need Dave's input and advice for making my new facility a reality. Please have him call me ASAP. I may already be on his list as I am hiring to do my project from start to finish. Thank God for experts who can help me reach my goals.

Chris Devlin DDS

State College, PA

 

 

I found David Catalano's presentation GREAT. The only thing that could have been better would be more time and more details and more depth (more, more, more). I look forward to working with your Geeks in the future.

John Hutton DDS

 

 

First, the series of four teleconferences on dental office projects was excellent! I recommended one colleague in particular to also listen to them, particularly since he has begun a large dental office project. Thanks.

Tom Armstrong DDS

 

I got a lot out of David's presentation in Atlanta. I had previously listened to a phone presentation. I found the information to be very thorough and I have already contracted for my planned project. I am looking forward to his recommendations for me!

Donna Barefield DDS

 

 

Was it worth it? Financially I saved more than 5 times your fee on the new lease. Of equal importance to me was the total lack of stress and emotion involved during negotiations.

Joseph Harris D.D.S. - Phoenix, AZ

 

It has been a pleasure working with you - I am convinced I could not have gotten such a favorable lease without you.

Clarence E. Shelton, DDS, New York, New York

 

 

Cirrus knew more about leasing, negotiation and my protection than any attorney or agent I have ever dealt with.

Douglas A. Blose, MD, Huntington Park, CA

 

I truly believe they acted in my best interest - I now how a very fair lease that I can live with for many years to come.

Lance Timmerman, DMD, Renton, WA

 

 

Mr. Goldberg was able to save me many times the cost of Cirrus' services & they have checked the lease for any potential pitfalls.

Paul Straub, MD, FACS, Torrance, CA

 

I would recommend Cirrus to anyone looking to improve their lease terms.

Rhys Spoor D.D.S. Seattle, WA

 

 

I just want any of Cirrus' prospective customers to know that they can contact my office anytime and I'll be happy to give Jeremy & Scott the highest of recommendations.

Jack Behn, DDS, Plantation, FL

 

...they negotiated lease hold improvements for me worth 2.5 times their fee. I can only say that I wish I had known them many years ago.

Gary C. Beck, D.D.S. – Upland, CA

 

 

Your services alleviate a great deal of stress and anxiety on the part of the healthcare practitioner allowing us to focus on areas of our business where we are experts.

John H. Joseph, MD, Beverly Hills, CA

 

Your company did a much better job than my highly regarded real estate attorney - the process was smooth, pleasant, and caused me no aggravation. That alone was worth the fees.

Laurence Huber, Miami, FL

 

 

Signing up for Cirrus' services was one of the best business decisions I have ever made - even though there office is in Toronto, we never had communication problems.

Cesar Simon, DDS, FAGD, Milpitas, CA

 

You have been an excellent company to work with, honest, very approachable, kind and definitely a voice that spoke for us.

Tayo Ogunsola , D.M.D., P.A. - Plano, TX

 

 

Jeremy had demonstrated hard work, was very focused, had a great ability to deliver what was promised, punctuality, finesse in negotiation, persistence and lots of experience in what he does.

Marc G. Geballa, DDS - Bowie, MD

 

I strongly recommend your firm to my colleagues who have lease issues. Thanks to everyone at Cirrus for their performance in delivering top-notch, much needed service to our profession.

Vaughn G. Stewart, DDS - Brea, CA

 

 

My associates and I feel that the lease negotiated for us by Cirrus represents excellent value. We are pleased that we chose to work with Cirrus.

Wendy M. Kendall M.D. - Vancouver, BC

 

I would have no hesitation recommending Cirrus...

Rainer Borkenhagen, MD CCFP - Vancouver, BC

 

 

I would not hesitate to recommend Cirrus to any other Physician looking for assistance in lease consultation.

H.D. Strecker, M.D.,F.R.C.S.C. - White Rock, BC

 

We are completely convinced we could not have achieved our favourable 10 year lease without your help. Cirrus is worth every penny and then some.

Norman Yee, MD CCFP – Calgary, AB

 

 

Thank you so much Jeremy and Cirrus for making a highly stressful negotiating process a breeze.

Medical Associates – Grimsby, ON

 

"I just wanted to say thank you for everything. Your help & assistance in consolidating my loan through the process up to this point, has been very informative and truly helpful to both my practice and my personal life. I look forward to continue working with you as this new office project comes together."

Dr. Carter Yokoyama of Kailua-Kona, Hawaii

 

 

"The wisdom and education was very beneficial and enlightened me to better understand how you should finance a project. Truly a unique process. Anyone considering an expansion project should be talking to David first. The service was very responsive and fast."

Dr. Jim Jorgensen a.k.a. "Dr. J. Fighter of Tooth Decay". President of the Central Arizona Dental Society

 

"You were able to get me the most favorable loan possible and I thank you for that. This would have been an impossible task for me to accomplish without your help, seeing I have so many other things to attend to. I was impressed with your diligence, your professionalism and how personable you are. Thank you for representing my best interests."

Dr. Rob Matthews Springfield, MA

 

 

As you know I have already signed up with David for his services. It was nice to meet him in person. His sessions were informative, even for a person like me, who listened to his 1 hr phone presentation and signed up with him.

Richard A Gindi DMD

 

Dave was great! I was very impressed by the entire team at the seminar. I need Dave's input and advice for making my new facility a reality. Please have him call me ASAP. I may already be on his list as I am hiring to do my project from start to finish. Thank God for experts who can help me reach my goals.

Chris Devlin DDS

State College, PA

   

www.DentalCashFlowAndLeaseSeminar.com   9000 Keystone Crossing, Suite 630   Indianapolis, IN 46240   317-581-5664  Fax 317-581-1812